Situated close to Vandenberg Air Base, this 2 bedroom, 1 bath condo in Vandenberg Village within Lompoc, CA is a hidden gem for Vandenberg Air Base workers who want to use VA Financing or investors who want consistent cash flow.
With a list price of $175,000, investors who place more than 25% down can expect to have positive cash flow. (Buyers to conduct own research and analysis.) Renters should find the Vandenberg Village location and vicinity to the Vandenberg Air Base attractive along with the amenities of inside laundry and 2 parking spaces through a private garage space and assigned outdoor space. Stackable washer and dryer and refrigerator are included.
Zillow’s rentzestimate is calculated at $1,350 per month at the time of this blog.
Affordable Payment for Veterans / Zero Down through VA Financing
Using the Zillow Mortgage Calculator, a VA loan with 0% down is about $1,000 per month for just the mortgage payment! Or $1,600 per month including the HOA payment, taxes, and insurance. After you factor your tax savings on your income, the net payment is likely lower than what you can rent this home for!
Cash Flow Examples
With 30% down, your gross cash flow is about $1,300 (rent) – $1,116 (mortgage, taxes, insurance, HOA) = $184 per month
With 50% down, you gross cash flow is about $1,300 (rent) – $952 (mortgage, taxes, insurance, HOA) = $348 per month
Monthly payment and rental income is an estimate only and will vary. Make sure you verify with your lender and research market rents in the area.
The “Village Greens 2” association is only $250 per month with water and trash included. Low taxes: No special assessments or melo roos.
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